Return to Current Issue | Abandoned Buildings Besiege Schools: Survey

1. Interest rates, fees, and credit scores to be part of HMDA disclosure requirements.

2.Small business disclosure should include at least as much information as HMDA does about home loans now.

3.CRA ratings should be more localized.

4. All subsidiaries and affiliates of the bank or of the bank's holding company to affect the bank's CRA rating.

5. No CRA credit to be given for loans that are made to slumlords.